Money math you can actually check

21 free calculators for the financial decisions that actually come up in India — SIP, PPF, NPS, loans, HRA, capital gains — plus a full income tax calculator. Every one shows its working, not just a final number.

I spend my day job building infrastructure for FinTech and Telecom companies — the kind of work where "trust me" isn't good enough, you check the math. I built these calculators the same way, for my own use first: no server round-trip, no account, no dashboard collecting how much you're investing. Everything runs in your browser and stays there. If a number matters enough to plan around, you should be able to see exactly how it was computed — so every calculator here shows the year-by-year breakdown and the formula, not a black box.

All calculators

This calculator is for information only and is not investment, tax, or financial advice. Figures are estimates based on the assumptions you enter and are not a guarantee of future returns. Consult a SEBI-registered adviser or a qualified tax professional before acting.